Cititrust Cheese Account
- Interest is 1.5%
- Interests are accrued on daily basis and be posted at the end of the year
- Minimum amount to bear interests is $50.00 above
Provident Fund
House Enhancement Loan
Regular Savings Account
- Zero operating balance
- 24/7 banking service via our various e-channels
- Mobile banking, USSD, Verve debit card and more are available
Money Market Savings Plan
Gold / Individual Current Account
- Access to loan facility
- Zero operating balance
- Zero account opening balance
- Mobile banking, USSD, Verve debit card and more are available
Karakata Quick Access Account
- Unlimited access to Micro loans
- Minimum opening Balance: N500
- No maximum single deposit limit
- No maximum cumulative account balance limit
Gold Corporate Account
- Minimum opening balance of N10,000
- Cheque clearing account
- Unlimited credit lodgments
- Unlimited number of withdrawals
- Borrowing account
Sowojere Quick Assess Loan
- No collateral
- Attractive Interest rate
- Flexible payment option
- Loan in an instant
- Tenured for a maximum period of 6 month
Residential Mortgage
- To finance the acquisition/construction of a house or property.
- Applicants must be a regular income earner/established business owner with stable income
- Security for the loan must be fee from encumbrance.
National Housing Fund Loan (NHF)
- Housing loan of up to 90% of the cost of the house
- Interest on loans remains fixed throughout the life of the mortgage at 6% p.a.
- Long period of repayment of up to 30 years.
- Contributions can serve as additional old age security.
Estate Development Loan
- Availability of viable and qualified off-takers to subscribe to the project
- Tenure is 3 years or less
- Present feasibility report on target project
- Registered title documents of target property must be free from encumbrance.
Government Employee Loan
- No collateral. Evidence of earned income required.
- Very low interest rate
- Flexible repayment plan
- Loan in an instant
- Loan tenured to a maximum of 3months
Stockbroking
We handle the sales and purchases of shares and securities (NGX/NASD) Realtime and on behalf of our clients. And, act as brokers to any primary issue in to the market.
MSME Retail Loan
- Maximum facility amounts of N5Million
- Up to 36 months tenor
- Flexible payment option available
Reconciliation, Verification & Collection of Outstanding Benefit
We handle the reconciliation of our client's investment accounts with registrars, tracing and recovering of missing and lost dividends, bonus shares and right circulars.
Investment Advisory
Portfolio Management
We provide portfolio management on a suitable mix of investments that suit our clients' psychology on short, medium and long - term basis by exploiting opportunities and using financial instruments that will optimize yield while minimizing possible risks.
Cititrust Investment Note
- High-End Retail
- Mass Affluent
- Corporate
- Institutional
Sapphire Investment Plan
"The more your money works for you, the less you have to work for money!" With the Sapphire Investment Plan, you can invest towards a targeted goal today. The Sapphire Investment plan is a privately managed fund:
- Designed to provide capital preservation and a steady stream of income at decent yields, to plan members by diversifying their portfolio.
Premium Savings Account
- Minimum opening balance of US$500.00
- No maintenance charge on account
- Interest is 1.5%
- Interests are accrued on daily basis and be posted at the end of the year
Working Capital Loan
- Repayment is monthly [Capital + Interests]
- Interest rate is 2.5 % USD or 3% LRD declining balance
- Repayment term up to 1 year
- Favorable credit reference report
- The business must be in existing for a minimum of 1 year
Micro Enterprise Loan
- Repayment is monthly [Capital + Interests]
- Interest rate is 4% p.m Declining balance
- Repayment term up a maximum of 9 months
Overdraft
- Tenure of 3 moths at maximum
- Repayment period 3 months at maximum
- TAT is 3 days
- Interests rate is 1.5 % monthly on a reducing balance
- Flexible overdraft limit depending on the customer need
Fixed Deposit
- Annual Interest rate varies depending upon the amount and saving period (as per the tariff) - Interests are accrued on daily basis and be posted at the maturity date
- Minimum Investment Tenor period is 30days
- Minimum amount FD is US$ 10,000
- No account maintenance fee
Current Accounts
- Free withdraw and deposit of any amount at any working time - non-interest
- No restriction on the number of transactions in a day
- To facilitate frequent transactions – transfer funds, receive cheques, cash, etc.
GrowSmart Savings Plan
CITITRUSTSUSU
BUSINESS LOANS
PERSONAL LOANS
Tailored to regular salaried workers and self-employed individuals with a monthly or weekly repayment plan to meet their personal needs.